Sunday, August 24, 2008

You Then Mail Them Your Request For Your Free Credit Report

Category: Finance.

We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. In short the answer is no, because if you want to check your free credit report without a credit card, you will be hard pressed to find a company that will be willing to do that.



But many people want to know if they can get their free credit report without a credit card? The reason that you can t check your free credit report without a credit card is because you need a credit card for the verification process. Credit cards are a good way to prove your identity and a lot of people from all over the world have a credit card partially for this purpose. This then shows that you are who you say you are. But of course you can t apply for a credit card unless you know your credit score. If you want a free credit report without a credit card, then there are ways to do this.


This then saves you the hassle of possibly getting turned down for a credit card. You can write to one of the credit- reporting agencies with a copy of a recent bill, or a copy of your driving license. There is another way to get a free credit report without a credit card and that is by making a telephone call to one of the credit reporting agencies. You then mail them your request for your free credit report. They will be happy to oblige with your request. Credit cards are the only way to prove to these companies that you are who you say you are. It is almost impossible to get a free credit report without a credit card on the Internet.


But if you are not heavily concerned about your credit score, then you can wait for your annual credit report, which means that you will always get a free credit report without a credit card. That is the main problem with these companies. There are hundreds of websites that offer you the opportunity to view your free credit report with no obligations- -no obligations, until your 30, that is- day free trial runs out. They will let you see your free credit report with no obligations. That is hardly fair, considering you only joined them to view your free credit report with no obligations. But if you do not cancel your membership with them before the end of your 30- day free trial, then they will start to charge you for a service that you are no longer using. These companies understand that you will want to view your free credit report with no obligations.


Remember that you must cancel your membership before the 30 days are over, otherwise you will be charged a month s worth of use. So that is why they are only offering their customers 30 days free membership. They will always let you know how you can cancel. Write that information down, so you can become a free member. The information on how to cancel will usually be printed in the small print on the bottom of the webpage. Then you can check your free credit report with no obligations. You can check either through the Internet or you can get it through the mail.


If you want to view your free credit report with no obligations, then you have options. You can do this by getting in touch with an official credit- reporting company. Going with an online company for your credit report is a good idea if you need to keep a constant eye on your credit reports, but if you are happy with just your annual report then there is no real reason for you to sign up to one of these credit websites. The best thing about these official credit- reporting companies is that you will receive your free credit report with no obligations and you won t have to give them your credit card information.

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